Special BoGeumjari Loan Applications Reach 30.9 Trillion Won... Over 10,000 Cases for Deposit Refunds Surpass
Impact of the Reverse Jeonse Crisis
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The Korea Housing Finance Corporation (HF) announced on the 4th that as of the 30th of last month, special BoGeumJaRi loans amounting to 30.9 trillion won have been applied for and received.
By purpose of funds, repayment of existing loans (approximately 63,000 cases) accounted for 46.2%, purchase of new housing (approximately 63,000 cases) accounted for 45.9%, and return of rental deposits (approximately 11,000 cases) accounted for 7.9%.
Additionally, the average age of applicants was 42 years old, with the main applicant age groups being those in their 30s and 40s. Applicants in their 30s accounted for 40.1% (about 55,000 cases), followed by those in their 40s at 29.9% (about 41,000 cases), and applicants in their 20s also made up 7.4% (about 10,000 cases).
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An HF official stated, “The number of customers applying for the special BoGeumJaRi loan for the purpose of returning rental deposits has exceeded 10,000,” adding, “It appears that people facing difficulties in returning deposits due to the reverse Jeonse crisis are actively utilizing the special BoGeumJaRi loan.”
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