Fubon Hyundai Life Launches 'ZERO Adult Disease Insurance Brain & Heart Care'
[Asia Economy Reporter Changhwan Lee] Fubon Hyundai Life announced on the 13th that it has launched the ‘ZERO Adult Disease Insurance Brain & Heart Care,’ which guarantees diagnosis and treatment expenses for cerebrovascular and heart diseases up to 100 years of age.
Fubon Hyundai Life’s ‘ZERO Adult Disease Insurance Brain & Heart Care’ provides coverage for diagnosis fees, surgery fees, and hospitalization fees when diagnosed with cerebral hemorrhage or acute myocardial infarction and undergoing surgery and hospitalization.
Coverage can be renewed every 10 years up to 100 years of age, and a maturity benefit is paid each time the policy is renewed. When subscribing with a main contract amount of 10 million KRW, the maturity benefit received at each renewal is 1 million KRW.
Through special contracts, coverage is available not only for treatment of hypertension (primary) but also for diagnosis fees of circulatory system diseases including cerebral infarction, arrhythmia, angina, and cerebral aneurysm.
It is also characterized by the option to subscribe through a simplified enrollment type when age or medical history is a concern.
The initial subscription is available from ages 15 to 60, and for the simplified enrollment type, subscription is possible from ages 40 to 65.
The insurance period is 10 years, and coverage can be extended up to 100 years of age through renewals after maturity.
If a customer subscribes to and maintains two or more ZERO products from Fubon Hyundai Life, they receive a 2% discount on the monthly premium for ZERO products.
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A Fubon Hyundai Life official stated, “This product provides diagnosis and treatment expenses for cerebrovascular and heart diseases, which are major causes of death from critical illnesses,” and added, “We hope consumers can receive essential coverage up to 100 years of age at a reasonable premium.”
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