KakaoBank to Suspend New Loans for High-Credit Borrowers Again Next Year
[Asia Economy Reporter Jin-ho Kim] KakaoBank announced on the 30th that it has decided to continue the new sales of credit loans and overdraft loans for high-credit borrowers, which have been suspended since last October, into next year.
The suspension period for new sales is undecided. The resumption will be determined considering conditions such as the financial market. However, loans such as mid-credit loans, mid-credit plus loans, Sa-it-dol loans, and Haetsal-loan 15 will be available for application next year as they were this year.
KakaoBank explained that it decided to prioritize expanding loans for mid- to low-credit customers over credit loans for high-credit customers while complying with the household loan total volume management plan for financial market stability.
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Following the current sales of jeonwolse deposit loans, KakaoBank plans to launch a non-face-to-face mortgage loan product in the first quarter of next year. Additionally, to diversify its loan portfolio, it plans to enter the corporate loan market targeting individual business owners within next year.
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