Korea Post Securities Launches IRP Account Opening Event
[Asia Economy Reporter Minji Lee] Korea Post Securities announced on the 8th that it will hold the event "Let's keep all the IRP fees for myself!" This promotion targets customers who want to actively manage their financial assets by increasing the return on their Individual Retirement Pension (IRP).
In this event, if customers open an additional general or pension savings account besides their IRP account and invest more than 10,000 KRW, they will receive a Starbucks coffee coupon 100%. Also, if they transfer their pension savings or IRP held at other financial companies or receive their severance pay through Korea Post Securities, they will be rewarded with up to 130,000 KRW in Naver Pay.
Korea Post Securities' IRP customer investment return rate is 15.8% per annum on average. According to the Financial Supervisory Service's Integrated Pension Portal announcement for the second quarter, it ranked first among online securities firms for two consecutive quarters in the Individual Retirement Pension (IRP) sector and second among all financial companies.
To improve return management efficiency, Korea Post Securities offers fund fees at the industry's lowest level. Additionally, since August 18, all new and existing customers have been exempted from IRP custody fees. The convenience of online transactions and the ability to easily select from various products also make trading more convenient.
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Low investment costs are a very important factor in increasing returns. This is especially true for long-term investment products like pensions, where efficiency is even greater. Assuming a monthly investment of 300,000 KRW with an annual return rate of 4% over 30 years in a retirement pension fund, the S-P class can earn 8.1 million KRW more than the existing online pension class C-Pe class. (Based on Samsung Korea-type TDF2045 Securities Investment Trust H, C-Pe class 0.83%, S-P class 0.58%) This event runs until October 31.
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