Hanwha General Insurance Launches Driver Insurance Covering Anaphylaxis Diagnosis Benefits

Hanwha General Insurance announced on the 1st that it will revise and launch the 'Chadori ECO Driver Accident Insurance'.

[Asia Economy Reporter Oh Hyung-gil] Hanwha General Insurance announced on the 1st that it will newly launch the 'Chadori ECO Driver Accident Insurance' by adding anaphylaxis diagnosis coverage as a special rider.

The coverage amount for criminal settlement compensation has been expanded, and a new special rider for injury occurrence compensation in car-to-car accidents while driving (double payment in case of no fault) has been established. Additionally, a congratulatory bonus is paid if there are no accidents until the insurance maturity.

This product, which compensates up to 150 million KRW in case of death after subscribing to personal criminal settlement medical expenses, covers up to 7 million KRW for accidents resulting in 4 to less than 6 weeks of disability.

If the driver is injured in a car-to-car accident and is confirmed to be no-fault (sole fault of the other party), the newly established no-fault expanded injury occurrence compensation special rider pays double the insured amount according to the injury grade.

It also includes coverage riders for open fracture diagnosis and specific traumatic dislocation diagnosis, as well as emergency medical anaphylaxis diagnosis (limited to once per year). Furthermore, a system has been introduced to refund up to 10% of the total paid premiums if there are no accidents qualifying for premium waiver until the insurance maturity.

The eligible subscription age is from 18 to 80 years old for the driver coverage type, and up to 80 years old for the injury coverage type. The insurance period can be designed for up to 30 years.

This content was produced with the assistance of AI translation services.