Mirae Asset Life Launches 'Non-Smoker Solid Tooth Insurance' Covering Only Necessary Protection

Mirae Asset Life Insurance announced on the 21st that it has launched the 'Online Non-Smoker Hard Tooth Insurance,' which allows customers to select and subscribe to coverage for necessary dental treatments.

[Asia Economy Reporter Oh Hyung-gil] Mirae Asset Life Insurance announced on the 21st that it has launched the 'Online Non-Smoker Hard Teeth Insurance,' which allows customers to selectively subscribe to coverage for necessary dental treatments.

The insurance is composed of Conservative Treatment Type, Prosthetic Treatment Type, and Comprehensive Treatment Type, allowing customers to choose the level of coverage they desire.

For example, younger individuals are more likely to receive relatively simple treatments such as resin or crowns, so they can choose the Conservative Treatment Type. Middle-aged and older adults who may require advanced treatments can select the Prosthetic Treatment Type, which covers implants, bridges, and more.

Those who want comprehensive coverage can choose the Comprehensive Treatment Type, and it is also possible to switch from the Conservative or Prosthetic Treatment Types to the Comprehensive Treatment Type at the time of renewal.

Non-smokers receive a non-smoker dental insurance premium discount of up to 35% compared to the general insurance premium.

For example, a 30-year-old male subscribing to the Prosthetic Treatment Type with a 10-year term and a coverage amount of 10 million KRW pays a general insurance premium of 7,900 KRW per month, but with the non-smoker discount, the premium is reduced to 5,400 KRW per month.

The non-smoker dental insurance premium discount is a special rider first introduced by Mirae Asset Life Insurance, which encourages smokers to quit and is evaluated to play a preventive role against periodontal disease. It obtained a 3-month exclusive usage right in November last year.

The product is available for individuals aged 3 to 55 years old, with the initial contract term selectable as either 5 or 10 years. Afterward, it is renewed every 5 years, providing coverage up to a maximum age of 80.

This content was produced with the assistance of AI translation services.