Heungkuk Life Launches 'Anyone's Ultra-Simple Health Insurance' with Lower Enrollment Barriers
Heungkuk Life Insurance announced on the 7th that it has launched the 'Anyone Super Simple Health Insurance,' which lowers the barrier to insurance enrollment.
View original image[Asia Economy Reporter Oh Hyung-gil] Heungkuk Life Insurance announced on the 7th that it has launched the 'Anyone Ultra-Simple Health Insurance,' which lowers the barrier to insurance enrollment.
Customers can choose between coverage for the three major diseases (cancer, stroke, acute myocardial infarction) or cancer-only coverage. The plan consists of nine optional riders and one mandatory additional rider, the 'Ultra-Simple Small Amount Cancer Diagnosis Rider.'
Depending on the insured's health condition, enrollment is available through either a simplified underwriting type or a general underwriting type.
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The simplified underwriting type requires answering only one question: whether the applicant has been diagnosed, hospitalized, or undergone surgery for cancer, angina, myocardial infarction, or stroke within the past five years. If not applicable, even those with pre-existing conditions or elderly individuals can enroll. Eligible ages for enrollment are 30 to 90 years old.
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