Suncheon City Launches 'Citizen Safety Insurance' for the First Time This Year

[Asia Economy Honam Reporting Headquarters Reporter Lee Hyung-kwon] Suncheon City, Jeollanam-do (Mayor Heo Seok) announced on the 27th that it will implement the ‘Citizen Safety Insurance’ for the first time this year to help stabilize the lives of citizens who have suffered damage from various unpredictable disasters and accidents in daily life.

The ‘Citizen Safety Insurance’ subscribed by Suncheon City this time applies to all citizens residing with their resident registration in the jurisdiction, including registered foreigners. Anyone who is a Suncheon citizen can receive benefits without any separate subscription procedures or insurance premiums.

Also, overlapping compensation is possible regardless of whether individuals have other insurance subscriptions. The coverage period is from the 10th of this month to April 9th of next year.

The coverage items include ▲death from natural disasters (including heatstroke and sunstroke) ▲death and aftereffects disability from explosion, fire, collapse, and landslide ▲death and aftereffects disability from public transportation accidents ▲death and aftereffects disability from robbery ▲school zone traffic injury treatment expenses ▲heat-related illness diagnosis fees ▲death from sinking accidents ▲injury medical expense support (drowning, agricultural machinery, falls, fire), totaling 11 items.

The coverage amount is 20 million KRW in case of death, and up to 10 million KRW depending on the disability rate (3~100%) in case of aftereffects disability. In particular, it also includes heat-related illness diagnosis fees (100,000 KRW) and injury medical expense support (up to 2 million KRW).

To claim insurance, the victim or legal heir must submit a claim form and related documents to Hyundai Marine & Fire Insurance Co., Ltd. when the claim reason occurs. The claim expiration period is three years from the date of the accident.

A Suncheon City official said, “We focused on providing minimum economic stability so that citizens can live with peace of mind from unexpected disasters and accidents,” and added, “We will actively operate the Citizen Safety Insurance and subscribe to the insurance every year.”

This content was produced with the assistance of AI translation services.