In the Era of Negative Interest Rates, 'Income Revenue' Is Crucial for Asset Management After Retirement

NH Investment & Securities 100-Year Life Research Institute Publishes Special Issue on Post-Retirement Asset Management 'THE100 Report No. 61'

[Asia Economy Reporter Kum Boryeong] An analysis has emerged that income returns are important for asset management after retirement in the era of negative interest rates.

NH Investment & Securities' 100-Year Life Research Institute announced on the 2nd that it has published 'THE100 Report No. 61,' featuring asset management after retirement.

The first topic covered was 'Asset Management After Retirement in the Era of Negative Interest Rates.' It examined changes in the investment environment in the low-interest and aging era, emphasized the importance of income returns, and proposed methods for asset management after retirement based on income returns.

The second topic was 'Income Portfolio for Asset Management After Retirement.' It explored ways to generate income returns through financial assets and included six income portfolio checkpoints for asset management after retirement.

'Overcoming Post-Retirement Financial Stagnation with Cash Flow' discusses methods of generating cash flow beyond financial assets, such as second jobs, housing pensions, real estate rental income, and agricultural land pensions.

Park Jin, head of the 100-Year Life Research Institute, said, "Income investment is a representative medium-risk, medium-return investment strategy, and considering the current financial investment environment, it is an appropriate investment strategy. It can also be considered a good investment strategy from the perspective of asset management after retirement. First, check when and how much pension income can be received, focusing on the three-tier pension system. If the pension is insufficient, it is necessary to appropriately explore ways to build an income portfolio using held financial assets and to create income by utilizing jobs or real estate."

THE100 Report No. 61 is available at NH Investment & Securities nationwide branches or on their website.

This content was produced with the assistance of AI translation services.