K Bank Launches "Owner Management Consulting" Service with Preferential Interest Rate Benefits

Preferential 0.2 Percentage Point Interest Rate on Credit Loans
for Completing Consulting and Support Programs
Third Customized Service for Sole Proprietors Launched This Year...
Leading the Way in Productive Finance

K Bank is offering a preferential interest rate benefit of 0.2 percentage points to sole proprietors who have completed consulting and support programs for small business owners.

On December 3, K Bank announced the launch of a new service called “Owner Management Consulting” to support sole proprietor customers. The service helps customers find the consulting and support programs they need, such as for business start-up preparation, sales growth, and cost management. Upon completion of these programs, customers are eligible for an interest rate benefit.

This service is a joint initiative with the Small Enterprise and Market Service, and its key strength is that customers can receive customized recommendations for consulting and support programs provided by the “Small Business 24” portal, tailored to their specific circumstances. Customers can explore available programs and verify completion directly through the K Bank app.

The process is simple. By accessing the “Owner Home” section within the K Bank app and entering the “Owner Management Consulting” menu, customers answer multiple-choice questions about their business situation, challenges, and interests. Based on these answers, the most suitable consulting program is automatically matched to them.

For example, if a customer selects “Business Operation Stage” in the initial “Business Stage” question and chooses “Solving Business Operation Difficulties” as a challenge or area of interest, the Small Enterprise and Market Service’s “Small Business Capacity Building Consulting” support program will be recommended.

By completing just one consulting program, such as “Small Business Capacity Building Consulting” or “New Business Start-up Academy,” customers become eligible for a 0.2 percentage point preferential interest rate on K Bank’s “Owner Credit Loan.” The goal is to go beyond simply providing information and to connect small business owners with tangible financial benefits to support their growth.

A K Bank representative stated, “We aim to support business owners who are preparing to start or are experiencing difficulties in operating their businesses, helping them overcome challenges and achieve greater growth. We will continue to expand our range of content and features that provide practical help and benefits to sole proprietors.”

Meanwhile, with the launch of the Owner Management Consulting service, K Bank has introduced its third customized service for sole proprietors this year alone, accelerating its efforts to practice productive finance and support small business owners.

In June, K Bank launched the “Customized Policy Fund Finder” to help customers quickly and easily find policy funds that match their needs, and in March, the bank introduced “AI Tax Consultation,” a generative AI service tailored for business owners to help resolve tax, legal, and labor-related concerns.

This content was produced with the assistance of AI translation services.