Manage Salary and Trade Stocks in One... Hana Bank Launches "Moduda Hana Account"

Integrated Non-face-to-face Account from Hana Bank and Hana Securities
Manage Both Deposit and Securities Accounts in One
Parking Account Offering Up to 2.5% Annual Interest

Hana Bank announced on the 30th that it has launched the "Moduda Hana Account," which allows customers to enjoy both banking and securities financial services in one account.

The "Moduda Hana Account" is a product that combines a Hana Bank deposit and withdrawal account with a securities account, supporting both domestic and overseas stock trading. Customers can trade stocks directly using the balance in their Hana Bank account without the need to transfer funds separately to a securities account.

The "Moduda Hana Account" is a parking account-type deposit and withdrawal product that offers a maximum annual interest rate of 2.5% (pre-tax) on deposits up to 2 million won. The base interest rate is 0.1% per annum, with a preferential rate of 1.4% per annum for salary transfers and an additional 1.0% per annum for stock trading through the securities account. Furthermore, if at least one preferential condition is met, all transfer and withdrawal fees for transactions made through the "Moduda Hana Account" will be waived without any limit on the number of times from the following month.

In addition, reflecting the recent trend of increased stock investment by minors, customers under the age of 19 can also open a "Moduda Hana Account" non-face-to-face via the "Make My Child's Account" service on Hana Bank's mobile app "Hana One Q."

The sales limit for the "Moduda Hana Account" is 100,000 accounts, and it will be available for sale until the end of December 2026. To commemorate the launch, customers who sign up for the product by the end of December will receive a MegaMGC Coffee coupon (for 1,111 people) and 30,000 Hana Money (for 111 first-time Hana Bank customers). Additionally, 5,000 Hana Money will be awarded by lottery to 111 customers who meet the requirements for salary transfer or stock trading performance.

Moreover, every customer who signs up for the product will receive a "Nae Mam Installment Savings" preferential interest rate coupon, offering up to 4.5% annual interest (base rate of 2.1% per annum, pre-tax, as of October 30, 2025, for a 1-year term with a monthly deposit of up to 500,000 won). As an extra benefit, 50 customers who sign up under a minor's name will be selected by lottery to receive a 30,000 won Baedal Minjok gift certificate.

Furthermore, Hana Securities is also holding an event. Every customer who applies after signing up for the product will receive U.S. fractional shares (worth 5,000 won), and first-time Hana Securities customers (new accounts) will receive preferential domestic and U.S. stock trading fees for one year, as well as a 100% preferential exchange fee for six months.

A Hana Bank official stated, "The 'Moduda Hana Account' is an integrated product that allows customers to manage their salary and investments with a single, simple sign-up, making everyday financial life easier and more convenient. We hope that this product, introduced through collaboration between Hana Bank and Hana Securities, will become the flagship integrated service of Hana Financial Group."

Meanwhile, the "Moduda Hana Account" can be opened via the Hana Bank mobile app "Hana One Q." Detailed product information and event benefits can be found on the Hana Bank website and the Hana Bank mobile app "Hana One Q."

This content was produced with the assistance of AI translation services.