Woori Bank Tops Commercial Banks with 558.8 Billion KRW in Saeheumang Holssi Loans

Preferential Interest Rates for Low-Credit and Diligent Repayment Customers to Be Expanded in November

Woori Bank announced that the cumulative supply of its flagship inclusive finance loan product, Saeheumang Holssi Loan, reached 558.8 billion KRW in the third quarter of 2025, making it the only commercial bank to surpass 500 billion KRW and ranking first in supply performance.

In 2024, Woori Bank also supplied 637.4 billion KRW in Saeheumang Holssi Loans, once again being the only commercial bank to exceed 600 billion KRW. The bank has continued to increase its loan volume in 2025, supplying 154 billion KRW in the first quarter, 175 billion KRW in the second quarter, and 229.8 billion KRW in the third quarter.

Not only was the loan amount the highest, but the Saeheumang Holssi Loan target achievement rate (87.5%) was also the highest among commercial banks. In 2023, Woori Bank consistently expanded its Woori Youth Leap Loan, which offers a fixed annual interest rate of 5.0% to 5.5%, to support young people and small business owners.

Additionally, the bank expanded Saeheumang Holssi Loan offerings such as the Woori Business Owner Living Expense Loan and the Woori Sangsaeng All Care Loan, which allows customers to convert existing Woori Bank loans into long-term installment repayment plans for up to 10 years.

Furthermore, to assist customers who find it difficult to visit branches, Woori Bank has actively utilized non-face-to-face loan services through Woori WON Banking and expanded connections with loan brokerage platforms to enhance accessibility, taking the lead in supplying inclusive finance focused on actual demand.

Last month, Woori Financial Group announced the "Woori Financial Future Co-Growth Project," committing a total of 80 trillion KRW, including 73 trillion KRW for the transition to productive finance and 7 trillion KRW for expanding inclusive finance. Of this, 3.5 trillion KRW has been allocated to expanding inclusive finance loans, including the Saeheumang Holssi Loan.

To reduce financial costs, the bank will expand the preferential interest rate range for diligent repayment customers by an additional 0.1 to 0.5 percentage points compared to before, and introduce a new 0.3 percentage point preferential rate for new customers with low credit scores (CB grade 7 or below), making it likely that the achievement rate will easily exceed 100% within the year.

A Woori Bank representative stated, "In the remaining fourth quarter, we will further expand preferential interest rates for low-credit and diligent repayment customers to continue promoting inclusive finance," adding, "During these challenging times, we will do our utmost to fulfill our social responsibility in inclusive finance."

This content was produced with the assistance of AI translation services.