PFCT Registers Core Patent for AI Risk Management Solution "Airpack"

Providing Loan Strategies via Dashboard
AI-Based Risk Management Solution Airpack Receives Patent Registration
Key Technology Integrated into Airlab and Airstudio for Real-Time Strategy Optimization

PFCT announced on September 2 that it has registered the core technology of its artificial intelligence (AI) risk management solution package, Airpack, with the Korean Intellectual Property Office.

PFCT's artificial intelligence (AI) risk management solution package 'Airpack'. PFCT

Airpack is an integrated solution that applies AI technology throughout the entire risk management process, from data preprocessing to strategy development and operational monitoring. It consists of three products: the AI credit evaluation model "Airmodel," the data analysis and strategy design tool "Airlab," and the strategy operation and performance monitoring tool "Airstudio."

The patent is for a "method and device for providing loan strategies via a dashboard." This technology intuitively presents loan execution strategies by integrating and analyzing financial product and channel data. Through this, PFCT is able to protect its AI risk management system architecture and algorithms.

After further development, the patented technology was incorporated into Airlab and Airstudio. These two products visualize key indicators in real-time dashboards, such as performance and achievement rates by financial institution loan product, customer inflow and handling status by channel, and approval interest rates, limits, and counts by credit grade. The AI-based adjustment model proposes and executes strategy options.

With these solutions, financial institutions can immediately verify and respond to the effectiveness of their strategies even in the highly volatile real-time non-face-to-face loan market.

The commercialization of the technology is also underway. PFCT plans to supply Airlab and Airstudio, which incorporate this technology, to multiple financial institutions, starting with Goryeo Savings Bank. This provides a foundation for financial institutions to independently build and operate their own AI risk strategies.

PFCT aims to further advance the patented technology to address inefficiencies and the decline in risk strategy execution that occur in existing systems.

Lee Suhwan, CEO of PFCT, stated, "This patent registration is an official recognition of Airpack's technological differentiation and innovation," adding, "We will continue to enhance our AI-based risk management system to provide solutions that meet both regulatory compliance and technological flexibility."

This content was produced with the assistance of AI translation services.