Hana Bank Launches Financial Sector's First Physical Gold Management Trust

Lineup of Gold Trust Products Covering Storage, Management, and Disposition
Contributing to Market Liquidity and Revitalization of the Real Economy
1.5% Return on Appraised Value and Physical Gold Returned at Maturity

Hana Bank announced on the 11th that it has launched "Hana Gold Trust (Management)," the first product in the financial sector that allows customers to safely store physical gold while earning returns through management, in order to vitalize the physical gold market.

Gold has established itself as a symbol of trust and a representative safe asset, especially after the "Gold Collection Campaign" during the 1997 IMF financial crisis, when citizens voluntarily participated to help the country overcome the crisis.

Continuing the spirit of the "Gold Collection Campaign," Hana Bank has long considered ways to utilize physical gold. In June, the bank signed an agreement with Korea Gold Exchange Digital Asset and introduced "Hana Gold Trust (Disposition)," which allows customers to dispose of physical gold at reasonable prices. With the launch of "Hana Gold Trust (Management)," the bank has now established a lineup of "Gold Trust Products" that cover the entire process: storage, management, and disposition of physical gold assets.

Through this, Hana Bank expects to generate returns for customers by managing gold, which is otherwise a non-yielding asset, and to contribute to boosting consumption and revitalizing the economy by facilitating the circulation of highly liquid physical gold in the market.

With "Hana Gold Trust (Management)," customers can entrust their gold to Hana Bank. After verifying the appraisal results provided via mobile web by Korea Gold Exchange Digital Asset and completing the consent process for management, customers receive both the physical gold and management returns equivalent to 1.5% of the appraised value at maturity (as of August 11, 2025, annual rate, before tax and after fees). The management returns are paid in cash, but customers may also choose to receive them in physical gold if they wish.

"Hana Gold Trust (Management)" is available for 24K pure gold, with a minimum subscription weight of 100g. After a pilot launch on the 11th at the "Seocho Financial Center" and "Business Department 1" branches, the service will expand to 26 branches, including 25 branches in Seoul and the "Haeundae Dongbaek" branch in Busan, starting from the 18th.

A customer who entered into a "Hana Gold Trust (Disposition)" contract in June said, "I was very interested in the product even before its launch, after hearing that I could earn returns by utilizing gold that had been forgotten in my closet. I used to just keep my gold, hoping the price would rise, but now I can earn management returns and, when needed, dispose of it at a reasonable price through a trusted bank. I am very satisfied with this product."

A Hana Bank representative stated, "'Hana Gold Trust (Management)' is expected to mark the beginning of a shift in perception that physical gold can also be a 'manageable asset.' We will continue to launch innovative products that present a new paradigm in asset management and further strengthen our position as a leading trust bank."

This content was produced with the assistance of AI translation services.