IBK Industrial Bank Reports 1.5086 Trillion Won Net Profit in H1, Up 8.2% Year-on-Year

SME Loans Reach 258.5 Trillion Won
Market Share Hits Record High of 24.43%

IBK Industrial Bank announced that its consolidated net profit for the first half of 2025 reached 1.5086 trillion won, an increase of 8.2% compared to the same period last year. On a standalone bank basis, net profit was 1.3272 trillion won, up 5.4% year-on-year.

The outstanding balance of loans to small and medium-sized enterprises increased by 11.3 trillion won (4.6%) compared to the end of the previous year, reaching 258.5 trillion won. The market share rose to an all-time high of 24.43%.

The ratio of substandard and below loans rose slightly to 1.37%. However, thanks to proactive additional provisioning and thorough risk management, the credit loss ratio decreased slightly to 0.41% compared to the same period last year.

An IBK Industrial Bank official stated, "By implementing the IBK renewal plan, we will restore the trust of the public and our customers, and continue to lead support for small and medium-sized enterprises." The official added, "In the second half of the year, we will actively support not only small business owners and self-employed individuals but also advanced industries and mid-sized companies. We will also enhance our competitiveness by strengthening AI and digital capabilities."

This content was produced with the assistance of AI translation services.