KB Financial Group Generates Total of 1.5871 Trillion KRW in Social Value in First Half of the Year

Taking the Lead in Supporting Small Business Owners, Youth Employment, Addressing Low Birth Rates, and Nurturing Future Generations
Contributing 802.3 Billion KRW in Social Value in Core Areas of Social Contribution in Q2 2025

KB Financial Group announced on July 24 that it generated a total of 802.3 billion KRW in social value during the second quarter of 2025 through a variety of social contribution activities, including support for small business owners, addressing low birth rates, and supporting youth employment.

The total social value created by KB Financial Group in the first half of 2025 amounts to 1.5871 trillion KRW, including 784.8 billion KRW generated in the first quarter.

In the second quarter of 2025, KB Financial Group realized 292.7 billion KRW in social value through inclusive finance initiatives such as low-interest loans and preferential interest rates for financially vulnerable groups, support for recovery from wildfires and flood damages, and community care activities to overcome low birth rates. In addition, the group created 509.6 billion KRW in social value through coexistence and mutual growth activities, such as alleviating management burdens for small business owners and self-employed individuals, supporting the growth of startups, small and medium-sized enterprises, and venture companies, and creating youth employment opportunities.

Specifically, preferential loan rates to support the economic independence of financially vulnerable groups and various financial products related to overcoming low birth rates?such as the "KB Multi-Child and Newlywed Jeonse Loan" and "KB Ai Sarang Savings"?contributed to the creation of social value. Furthermore, the expansion of inclusive finance through initiatives like "Reducing Financial Costs for Small Business Owners and Contributing to Guarantee Funds" and the operation of "Youth Employment Support" programs also led to the creation of social value.

Each year, KB Financial Group publishes a "Social Value Performance Report," which quantifies the impact of its ESG management activities in both financial and non-financial sectors on the environment and society in monetary terms. The group also discloses its social value performance on a quarterly basis to communicate with a wide range of stakeholders, including customers, shareholders and investors, and local communities.

The social value of KB Financial Group encompasses both the "non-financial sector," which refers to the value generated from social contribution activities, and the "financial sector," which refers to the value created through financial products and services by leveraging the group’s core financial capabilities.

KB Financial Group measures its social value performance based on the "Five Principles of Social Value Measurement," applying benchmark values from reputable research institutions and verifiable methodologies. In particular, the non-financial sector includes a wide range of values needed in everyday life, such as management support for small business owners and self-employed individuals, self-reliance support including youth employment, support for the daily lives of low-income and vulnerable groups, and protection of financial consumers.

A KB Financial Group representative stated, "To create a better world by growing together with the public through warm-hearted finance, KB Financial Group will continue to fulfill its corporate social responsibilities and strive to generate even greater social value."

Meanwhile, on July 2, KB Kookmin Bank, a major subsidiary of KB Financial Group, established the "Inclusive Finance Department," an organization dedicated to social contribution projects and inclusive finance, to strengthen its inclusive finance efforts. The bank is focusing on developing customized products and services for the financially underserved, improving accessibility for financially vulnerable groups, and revitalizing the local economy. In addition, on July 18, KB Financial Group donated 2 billion KRW and carried out various emergency support activities to help restore areas affected by nationwide heavy rainfall and to assist disaster victims in returning to their daily lives.

This content was produced with the assistance of AI translation services.