NH Nonghyup Bank Resumes Conditional Jeonse and Non-Face-to-Face Credit Loan Sales
Periodic Mortgage Loan Preferential Interest Rate Increased by 0.1%p
NH Nonghyup Bank will resume the sale of some household loan products. Conditional jeonse deposit loans will be available again starting from loan executions on the 2nd of next month.
Conditional jeonse loans can be obtained when supplementing the registration receipt on the loan execution day, such as transfer of ownership by the lessor, reduction or cancellation of senior mortgage, or cancellation of trust registration.
From the 30th, four types of non-face-to-face employee credit loans (NH Employee Loan V, All One Employee Loan, All One Minus Loan, NH Thin Filer Loan) will also be resold.
Separately, the preferential interest rate for periodic mortgage loans will be increased by 0.1 percentage points starting from the 23rd.
Other commercial banks are also gradually easing measures to curb household loans. Shinhan Bank raised the limit for housing mortgage loans for living stabilization funds from 100 million KRW to 200 million KRW starting from the 17th. They also resumed handling mortgage insurance (MCI), loan applications through loan agents, jeonse loans for newly sold properties without registration, and jeonse loans for one-homeowners.
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Hana Bank resumed sales of non-face-to-face mortgage and jeonse loans for loans executed next year starting from the 12th. Woori Bank will lift the suspension of non-face-to-face household loan sales on the 23rd.
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