Samsung Life Insurance Obtains 6-Month Exclusive Use Rights for 'Samsung Plus One Health Insurance'
Samsung Life Insurance announced on the 12th that its 'Samsung Plus One Health Insurance (Non-dividend, Low Surrender Value Type),' launched last month, has obtained a 6-month exclusive usage right. This is the second acquisition this year following the 'Happiness Plus Pension Insurance (Non-dividend, Guaranteed Cost Type)'.
The New Product Review Committee of the Life Insurance Association recognized the originality and usefulness of Samsung Plus One Health Insurance as the first in the life insurance industry to provide additional senior-customized coverage after the completion of premium payments, granting it a 6-month exclusive usage right. It highly evaluated the new product structure that offers coverage necessary for old age, such as joint surgery, glaucoma, cataracts, and arthritis, without additional premium burden, contributing to the health and financial stability of the senior generation.
When launching the product, Samsung Life Insurance newly introduced the 'Plus Coverage Plan' system. The Plus Coverage Plan allows customers to choose one of the 'Plus Death Coverage Plan' or the 'Plus Senior Coverage Plan' at the time of insurance subscription, and the coverage of the selected plan begins after the completion of premium payments. Among them, the Plus Senior Coverage Plan is characterized by providing an additional 21 types of health-related coverage, including diagnosis, hospitalization, nursing care, surgery, and treatment.
Since it starts based on the initial underwriting results at the time of first subscription, no separate underwriting is required at the time of additional coverage commencement even if there is a change in health condition.
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A Samsung Life Insurance official stated, “The acquisition of this exclusive usage right recognizes our efforts to develop a new genre of health insurance,” and added, “We will continue to launch useful products for customers to strengthen product competitiveness.”
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