Heungkuk Life Launches App for Integrated Loan Product Inquiry of Financial Affiliates
Heungkuk Life Insurance announced on the 22nd that it has launched an integrated financial application called 'NFINECUBE,' which allows users to simultaneously view and apply for credit loan products from Heungkuk Life Insurance, Heungkuk Fire & Marine Insurance, Yegaram Savings Bank, and Korea Savings Bank, all financial affiliates of the Taekwang Group.
After downloading the NFINECUBE app and registering as a member, users can check the availability, limits, and interest rates of credit loans from the four Heungkuk financial affiliates by browsing loan products. Additionally, if customers find a product they want, they can apply for the loan directly through the app.
Loan interest rates are calculated by adding a base rate and a margin rate, with the margin rate varying according to the credit rating. Interest rate discount events will also be held for existing customers of the Heungkuk financial affiliates.
A representative from Heungkuk Life Insurance said, “We launched this integrated financial platform to eliminate the inconvenience customers face when searching for loans in various places,” adding, “Customers can conveniently compare various credit loan products using a single app.”
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The name NFINECUBE signifies a service that provides excellent (FINE) and robust (CUBE) structures through connections (Network) with customers. It was launched in collaboration with Crepas Plus, a financial curation platform operator.
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