Compare Loans at a Glance... OK Capital Launches 'OK Bigyo Daechul' Service
Comparison of Interest Rates and Limits for Savings Banks and Capital Loan Products
Non-face-to-face Product Recommendations and Loan Applications
OK Capital launches loan comparison platform 'OK Bigyo Daechul'. Photo by OK Financial Group
View original imageOK Capital announced on the 24th that it will implement 'OK Bigyo Daechul,' a platform that allows users to compare credit loan products from various financial companies in one place. This is the first case of a second-tier financial institution launching its own loan comparison platform.
OK Bigyo Daechul is a financial service that compares interest rates and limits of loan products sold by financial companies such as savings banks and capital companies, recommends the most suitable product to financial consumers, and assists with loan applications. Users can immediately check loan products from affiliated financial institutions after a credit inquiry. Currently, it is partnered with over 10 financial companies, including BNK Savings Bank and JB Woori Capital. OK Capital plans to expand partnerships to first-tier financial institutions such as commercial banks, as well as promote comparison of deposit products like savings and time deposits, and provide various financial content.
OK Bigyo Daechul conducts the entire process of loan comparison, screening, and execution non-face-to-face, reducing the hassle of having to visit financial institutions in person to check loan interest rates and limits. The service is available through both a mobile application (app) and an online website.
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An OK Capital representative stated, “We have established a thorough security system, including customer information encryption and dual-server configuration, to ensure customers can safely use the loan comparison service.” They added, “We will expand comparable financial products such as mortgage loans and savings/time deposits and provide customized content to customers, aiming to become a comprehensive financial curation service.”
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