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SC First Bank has launched a monthly salary account that offers a maximum annual interest rate of 3.5% based on transaction performance such as salary transfers, while allowing free deposits and withdrawals.
On the 10th, SC First Bank announced the launch of the 'SC First My Salary Account.' This account is a specialized free deposit and withdrawal account for salaried workers, providing a basic interest rate of 1.0% plus additional preferential interest rates up to 2.5% depending on the achievement of various supplementary transaction conditions.
The conditions for preferential interest rates are as follows: ▲0.5 percentage points for first-time bank customers (customers who open an account within 31 days from the initial customer registration date) for one year from the account opening date ▲1.0 to 0.2 percentage points depending on the salary transfer amount ▲0.2 to 0.1 percentage points depending on the number of SC First Bank products held ▲0.3 to 0.1 percentage points based on the number of automatic transfer registrations, card usage, and internet/mobile banking login performance ▲0.5 to 0.1 percentage points depending on the average balance of the My Salary Account.
Additionally, fees for internet and mobile banking transfers, withdrawals from other banks’ ATMs, withdrawals from SC First Bank ATMs outside business hours, and automatic transfer fees from other banks are waived.
A customer prize event has also been prepared to commemorate the launch. Until the 31st, the first 1,000 customers who open an account, apply for the event, and meet the conditions will receive a 10,000 KRW Shinsegae gift certificate mobile voucher (for salary transfers of 700,000 KRW or more at least once by the month following account opening), a 20,000 KRW Shinsegae gift certificate mobile voucher (for meeting three or more preferential conditions of the My Salary Account), or a Paris Baguette cake coupon (for first-time customers with an average salary transfer performance of 4 million KRW or more for three months starting from the month of or following account opening).
Furthermore, among the event participants, those who make a salary transfer of 700,000 KRW or more at least once by the month following account opening or meet three or more preferential conditions of the My Salary Account will be entered into a draw to win prizes such as ▲1st prize (1 person) iPhone 14 Pro (256GB) ▲2nd prize (2 people) AirPods Max ▲3rd prize (3 people) Apple Watch SE (44mm). Applications for the event can be submitted via the SC First Bank website or mobile banking. Detailed information about the products can be found on the SC First Bank website or by contacting the customer service center.
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Baek Soon-chang, Head of Deposit Products at SC First Bank (Deputy Director), said, "The My Salary Account offers not only basic fee waiver benefits but also various preferential conditions based on transaction performance, making it highly competitive as a salary account for office workers. We are confident that it will be suitable for office workers who want to switch from their existing salary accounts or expect new benefits."
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