[Reader Submission] Jeonse Fraud Hurting Ordinary People, Anyone Can Become a Victim

Police Officer Yoon Seung-min, Yeosu Police Station, Jeonnam

Every year, the crime rate of jeonse fraud, which seriously threatens the economic life of ordinary people, is gradually increasing.

Recently, due to interest rate hikes, the burden of housing costs on ordinary people has increased, and social concerns are growing over the diversification of jeonse fraud types such as no-capital and gap investments, "Kkangtong Jeonse," intentional non-return of deposits, false disclosure of real estate rights, and impersonation of actual owners, amid the possibility of real estate price declines.

Victims of jeonse fraud are expected to suffer tremendous mental loss and physical pain, as they have effectively lost their entire assets.

What are the ways to avoid jeonse fraud, and how should one prepare in case they fall victim to it?

First, subscribing to jeonse deposit insurance is the only way to recover money if defrauded, and it can be done without the landlord's permission, so active subscription is strongly recommended.

Second, directly check the certified copy of the register and proceed with a preliminary contract after confirming the special clause in the contract stating "prohibition of sale, mortgage registration, etc. before acquiring priority repayment rights; violation may lead to contract termination," and be sure to obtain a fixed date and register your residence.

Lastly, the National Police Agency operates the "Jeonse Damage Support Center," which comprehensively supports victims of jeonse fraud by providing one-stop support services, including temporary housing assistance and consultations with legal experts, ensuring timely help for fraud victims.

This content was produced with the assistance of AI translation services.