Mirae Asset Investment and Pension Center Publishes Book 'From Tax Savings to Retirement with IRP'

23 Ways to Properly Utilize IRP Revealed

[Asia Economy Reporter Kwangho Lee] Mirae Asset Investment and Pension Center announced on the 15th that it has published the book titled "23 Ways to Properly Utilize IRP, from Tax Savings to Retirement Preparation at Once."

IRP (Individual Retirement Pension) has recently gained much attention as it offers benefits such as year-end tax deduction credits along with retirement preparation. Mirae Asset Investment and Pension Center published an IRP guidebook covering various topics, including financial products available for investment through IRP and key points to check during the pension receipt phase, to help pension investors efficiently utilize IRP.

This book begins with Chapter 1 introducing the functions and roles of IRP, Chapter 2 explains when and to whom IRP is necessary, and Chapter 3 details what to consider when choosing an IRP. Chapter 4 covers financial products that can be invested in with IRP funds, risk asset limits, and default options. Finally, Chapter 5 guides readers on how to withdraw funds early or receive pensions.

Notably, this book is characterized by easy-to-understand explanations through various cases rather than introducing financial products in a complicated manner. It is structured to help readers easily understand real-life situations IRP subscribers face, such as wanting to invest through performance-based products in IRP, needing a lump sum by early withdrawal of IRP funds, or wanting to receive IRP as a pension after retirement.

Researcher Kyuseong Lee of Mirae Asset Investment and Pension Center said, "As the year-end approaches, interest in IRP is increasing among those preparing for retirement or year-end tax settlement," adding, "IRP is a retirement pension account that employees or self-employed individuals must have, as it simultaneously covers tax savings, investment, and retirement preparation."

"23 Ways to Properly Utilize IRP, from Tax Savings to Retirement Preparation at Once" is available as an e-book in the publications section of the Mirae Asset Investment and Pension Center website. The website is also running an event where the first 100 people can receive a physical copy of the book.

This content was produced with the assistance of AI translation services.