Mirae Asset Investment and Pension Center Publishes Issue 7 of Investment Magazine 'Investment and Pension'

Cover Story 'New Investment Alternative in the Low Growth Era, Target Income Fund'

[Asia Economy Reporter Hwang Yoon-joo] Mirae Asset Investment and Pension Center announced on the 13th that it has published the 7th issue of the investment magazine "Investment and Pension."

This issue features a cover story titled "A New Investment Alternative in the Low Growth Era, Target Income Fund (TIF)," which details the characteristics of TIF, differences from TDF, investment effects, and management methods.

There are three main characteristics of TIF. First, it invests in assets with cash flow. Since this cash flow is called income, the fund is named Target Income Fund (TIF).

Typical investment targets include bonds, dividend stocks, and real estate. The second characteristic is that it also invests in tangible assets. Tangible assets such as REITs, real estate funds, and infrastructure funds generate periodic rental income, which adds stability to TIF's cash flow.

The final characteristic is that it is a global asset allocation fund that diversifies investments across various assets worldwide. TIF not only diversifies across stocks, bonds, and real estate but also implements asset allocation across countries simultaneously, thereby avoiding risks that may arise from investing only in specific assets or regions.

TIF is suitable for lump-sum investors and pension recipients as it maximizes long-term investment effects with low volatility. According to simulations, a 10-year long-term investment in "Mirae Asset Lifetime Income TIF" showed a 91% probability of achieving an annual return exceeding 3%. Retirees who want to withdraw money accumulated in IRP or pension savings accounts as pensions can also utilize TIF.

In addition to the cover story, this issue includes various investment and pension-related information such as an analysis of retirement living expenses according to changes in consumption patterns after retirement, types and characteristics of ETFs useful during inflationary periods, and tips for young workers to fully enjoy the benefits of pension savings funds.

Meanwhile, "Investment and Pension" is a magazine that provides investment and pension-related information quarterly to those considering asset management for retirement. "Investment and Pension" can be viewed as an e-book on the Mirae Asset Investment and Pension Center website, and subscribers can receive it directly every quarter through a paid subscription.

This content was produced with the assistance of AI translation services.