K Bank "Check Interest Rates and Limits of Multiple Loan Products at Once"

'Customized Personal Loan' Service Launch

[Asia Economy Reporter Minwoo Lee] K Bank is launching a service that allows customers to check and compare interest rates and limits of credit loan products with just one inquiry.

K Bank announced on the 29th that it will start this 'Customized Credit Loan' service.

Accordingly, loan customers can now check and compare the limits and interest rates of credit loan products with a single inquiry. Previously, customers had to check the conditions for each loan product individually through the bank's application (app).

The target products include four types: 'Credit Loan' with a maximum limit of 300 million KRW and a minimum interest rate of 3.64% (as of June 29), 'Credit Loan Plus' (limit 150 million KRW, minimum interest rate 4.98%), 'Overdraft Loan' (limit 200 million KRW, minimum interest rate 4.15%), and 'Emergency Loan' (limit 3 million KRW, minimum interest rate 5.66%).

This service is designed using public MyData provided by the Ministry of the Interior and Safety. Public MyData is considered safer and more accurate than scraping methods. Anyone can apply with simple authentication as long as they have a mobile phone registered under their name.

A K Bank official said, "There have been cases where customers chose disadvantageous loan products because they were unaware of more favorable products with better limits and interest rates," adding, "If you are a K Bank customer, we hope you use this service to check once and select the optimal product."

This content was produced with the assistance of AI translation services.