"Discount on Insurance Premiums for Safe Driving" DB Insurance Launches 'Direct Chamjoheun Driving Life Driver Insurance'
[Asia Economy Reporter Changhwan Lee] DB Insurance announced on the 17th that it will launch the ‘Direct Chamjoheun Driving Life Driver Insurance,’ which offers premium discounts based on safe driving scores.
This product features a dual discount system that provides premium discounts both at the time of insurance subscription and at the time of maturity, based on the safe driving score.
When subscribing to the insurance, if the safe driving score from the T-map navigation is between 61 and 90 points, a 2% premium discount is applied; if the score is 91 points or higher, a 5% discount is applied.
At the time of insurance maturity, if the safe driving score is between 61 and 90 points, an additional 2% discount is applied; if it is 91 points or higher, an additional 5% discount is applied. The total amount of premiums paid during the insurance period will be refunded in a lump sum according to the applicable discount rate.
If the safe driving score is 91 points or higher both at the time of subscription and at maturity, the maximum premium discount of 10% will be granted.
As a direct product, it can be subscribed directly through the DB Insurance website, structured with a 3-year maturity and focused on essential coverage. It includes competitive coverage such as ‘treatment costs for herniated disc nerve block surgery,’ which is only available through DB Insurance.
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A DB Insurance official stated, “We hope that the Direct Chamjoheun Driving Life Driver Insurance will not only provide protection against driving-related risks but also help customers maintain safe driving habits and reduce their accident risks.”
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