KB Insurance Offers Mini Cancer Insurance with Premium Discounts Based on Health Checkup Results
On the 16th, KB Insurance announced the launch of the Direct Mini Cancer Insurance, which offers essential cancer coverage at an affordable premium.
View original image[Asia Economy Reporter Oh Hyung-gil] KB Insurance announced on the 16th that it has launched the Direct Mini Cancer Insurance, which offers essential cancer coverage at an affordable premium.
The existing cancer insurance allows optional enrollment only for cancer diagnosis benefits, with additional cancer coverage available by institution. It covers general cancer diagnosis benefits up to 50 million KRW, and similar cancer diagnosis benefits such as thyroid cancer, other skin cancers, carcinoma in situ, and borderline tumors up to 3 million KRW.
Additionally, customers can receive extra coverage up to 10 million KRW for specific body organs they desire.
For customers in their 20s and 30s, it is possible to select coverage only for cancer types with a family history or high incidence rates by utilizing general cancer diagnosis benefits, similar cancer diagnosis benefits, and organ-specific cancer diagnosis benefits, with a minimum monthly premium of around 5,000 KRW.
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Healthy customers receive premium discounts. If a health checkup history within the last two years before insurance enrollment is confirmed, a 5% premium discount is provided throughout the premium payment period. An additional 5% discount is offered if blood pressure, blood sugar, cholesterol, and body mass index are classified as 'Normal A.'
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