[Asia Economy Reporter Park Jihwan] Kiwoom Securities announced on the 1st that it will pilot operate its personal credit information management service (MyData) 'MY Jasan'. Kiwoom Securities obtained the official MyData license last September.


MY Jasan, which is integrated into the currently operating 'YoungwoongmunS', provides various customized services under the goal of 'offering opportunities to grow assets by effectively utilizing data' that increase financial returns and reduce financial costs.


First, using big data and an advanced artificial intelligence (AI) analysis engine, it diagnoses customers' investment styles, patterns, and timing, and provides personalized investment analysis reports to improve profitability. It detects idle funds or low-yield financial assets and suggests ways to improve returns, and offers Simple Investment for beginner investors to start easily with small amounts.


To reduce financial costs, it compares and analyzes loan interest rates to find alternatives that can lower interest payments, and provides a function to check hospital bills to ensure no unclaimed insurance money remains, allowing for easy claims.



A Kiwoom Securities official said, "MY Jasan is prepared not only to return data sovereignty to consumers but also to enable them to experience economic benefits by utilizing data." Based on the know-how and analytical experience accumulated in financial investment, Kiwoom Securities plans to continuously enhance the MY Jasan service to help customers' asset growth.


This content was produced with the assistance of AI translation services.

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