Goheung-gun Raises Compensation Limits for 'Citizen Safety Insurance'

Increase of 20 Million KRW for 11 Guaranteed Items, Overlapping Claims Possible with Other Insurance

[Goheung=Asia Economy Honam Reporting Headquarters Reporter Lee Hyung-kwon] Jeonnam Goheung-gun (Governor Song Gwi-geun) announced on the 9th that the coverage limit of the residents' safety insurance, which has been implemented since April 1 to stabilize the lives of residents who have suffered damage from unforeseen disasters and accidents in daily life, has been raised from 10 million KRW to 20 million KRW.

All residents registered and residing in Goheung-gun (including registered foreigners) are automatically enrolled in the insurance without separate subscription procedures or premium payments. This allows for overlapping compensation regardless of individual insurance subscription status, and the coverage period is one year, from April 1 of this year to March 31 of next year.

The main coverage items of the residents' safety insurance include ▲death from natural disasters (including heatstroke, sunstroke, and cold wave) ▲death or permanent disability from explosion, fire, or collapse ▲death or permanent disability from accidents while using public transportation ▲death or permanent disability from accidents while using chartered buses ▲death or permanent disability from robbery-related injuries ▲death by drowning ▲death or permanent disability from agricultural machinery accidents ▲treatment costs for injuries from school zone traffic accidents.

The coverage limit for all items has been raised from 10 million KRW to 20 million KRW, except that in the case of death or permanent disability while using a chartered bus, insurance payments are made within a limit of 10 million KRW.

Insurance claims can be made by the affected resident or legal heir by submitting a claim form and related documents to the NH Nonghyup Customer Call Center, and the claim expiration period is three years from the date of the accident.

A county official stated, “With the increase in the coverage limit of the residents' safety insurance that residents are enrolled in, we expect to alleviate the economic difficulties of residents,” and added, “We will do our best to protect the lives and property of residents from various disasters in the future.”

This content was produced with the assistance of AI translation services.