Lotte Insurance Launches Easy Enrollment Health Insurance for Seniors and Patients with Pre-existing Conditions

Lotte Insurance announced on the 7th that it has launched the 'The Dameun Easy Enrollment Health Insurance,' which allows easy enrollment even for those who are older or have a medical history.

[Asia Economy Reporter Oh Hyung-gil] Lotte Insurance announced on the 7th that it has launched the 'The Dameun Easy Enrollment Health Insurance,' which allows easy enrollment even for elderly individuals or those with medical histories.

Enrollment is possible by only disclosing whether there has been hospitalization, surgery, or additional examinations within the last 3 months, hospitalization or surgery due to illness or accident within the last 2 years, and hospitalization or surgery due to cancer within the last 5 years.

In addition to coverage for injuries and illnesses, it also includes coverage for diagnosis, surgery, and hospitalization for the three major diseases: cancer, cerebral hemorrhage, and acute myocardial infarction, as well as additional surgery costs for 1 to 5 types of injuries and illnesses.

With the application of five major premium waivers, customers can maintain their insurance contracts without additional premium payments in cases of ▲80% or more disability due to injury ▲80% or more disability due to illness ▲diagnosis of general cancer ▲diagnosis of stroke ▲diagnosis of acute myocardial infarction. Enrollment is available from age 25 to 75, and the insurance period can last up to age 100.

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