Hanwha Life Insurance Launches Child Insurance Expanding Coverage for Growing Children

Hanwha General Insurance announced on the 6th that it has launched the 'Smart Child Insurance II for Top Moms,' which significantly increases the coverage essential for growing children.

[Asia Economy Reporter Oh Hyung-gil] Hanwha General Insurance announced on the 6th that it has launched the 'Smart Child Insurance II for Top Moms,' which significantly expands the coverage necessary for growing children.

This product adds a special contract for hospitalization in a single room at a general hospital and infectious diseases that can easily spread among infants and young children, and newly establishes diagnosis fees for diseases that can hinder a child's growth. It also increases disease coverage, including coverage for preventing dental caries.

New coverage for hospitalization in a single room at a general hospital due to injury or illness has been established, providing coverage for up to 10 days with a daily insurance amount limit. Coverage for hand, foot, and mouth disease, which occurs frequently and is highly contagious among infants and young children, has also been newly added. The insurance amount is paid once annually within the coverage limit.

Additionally, a diagnosis fee coverage for alopecia areata, which can appear in children, has been newly established, along with special contracts for pituitary gland hypofunction diagnosis fees and specific hypothyroidism diagnosis fees, covering diseases that can cause growth and developmental problems in children due to hormonal abnormalities.

The eligible age for subscription ranges from fetus to a maximum of 30 years old, and the payment period ranges from 10 years to up to 30 years in 5-year increments.

Ahn Kwang-jin, head of the Long-term Insurance Team at Hanwha General Insurance, said, "This product enhances the competitiveness of children's insurance by focusing coverage on diseases affecting growing children," adding, "It is a reliable child insurance developed to ensure that my precious child can receive proper treatment when sick."

This content was produced with the assistance of AI translation services.