Hana Financial Investment Launches 'Hana High Dividend Financial Tech Lab'

Focused Investment on Leading Domestic Tech Stocks and High-Dividend Quality Financial Stocks
Highlighting Increased Valuation Appeal and Consistent Dividends

[Asia Economy Reporter Eunmo Koo] Hana Financial Investment announced on the 2nd that it has launched the ‘Hana High Dividend Financial Tech Lab,’ which combines profitability with dividend appeal.

The ‘Hana High Dividend Financial Tech Lab’ invests in Samsung Electronics, a leading domestic 4th industrial revolution company, and financial stocks that pursue stable high dividends. The main investment targets are stocks of Samsung Electronics and the three major financial holding companies or exchange-traded funds (ETFs) that include these stocks.

Samsung Electronics consists of business units with global competitiveness and continuously implements shareholder-friendly policies such as share buybacks and dividends. Recently, due to a sharp decline in stock prices, it is attractive from a valuation perspective. Financial stocks have a stable business model with high entry barriers and offer high dividend yields, while recording the lowest price-to-book ratio (PBR) in history, increasing their investment appeal.

The main management strategy is to invest using the PBR indicator. For Samsung Electronics, investment timing is captured and weighting adjusted by setting PBR ranges, while for financial stocks, if the KOSPI’s PBR falls below a certain level, purchases are made in installments over a period for long-term investment.

Kwon Changjin, Head of Lab Management at Hana Financial Investment, explained the background of the product launch: “As the domestic stock market plunged due to the spread of COVID-19, a good opportunity arose to generate profits by investing in domestic companies. We created a product that can capture both growth and stability based on Samsung Electronics and financial stocks, whose valuation and dividend appeal have increased.”

The ‘Hana High Dividend Financial Tech Lab’ is divided into upfront payment and installment types. The upfront payment type has a minimum subscription limit of 10 million KRW, with additional deposits and withdrawals possible above 5 million KRW, and fees of 0.7% upfront and 1.0% annually in arrears. The installment type has a minimum subscription limit of 300,000 KRW, with additional deposits and withdrawals possible above 300,000 KRW, and a 1.2% annual fee charged in arrears. Partial withdrawals are only possible above the minimum subscription amount.

The contract period is initially one year and automatically renews annually, but early termination is possible with an early termination fee if the customer wishes. It is a discretionary investment contract managed and operated per customer account, and past returns do not guarantee future returns; principal loss may occur depending on management results.

This content was produced with the assistance of AI translation services.