Gwangju Bank Implements 'No-Visit Service' for Corporate Customer Loan Review Documents

[Asia Economy Honam Reporting Headquarters Reporter Park Seon-gang] Gwangju Bank (President Song Jong-wook) announced on the 1st that it will implement a service that allows corporate customers to submit various documents required for loan screening to relevant public institutions and banks in real time through electronic methods (scraping) without visiting in person.

This service, which was launched for individual customers in January 2018, has now been expanded to corporate customers through an agreement with Korea Enterprise Data (KED).

Individual customers can easily submit documents through general public certificates, and individual business owners and corporations can use the Hometax public certificate authentication. Most documents required for loan screening, such as business registration certificates, financial statement certificates, tax payment certificates, VAT tax base certificates, local tax payment certificates, real estate ownership status, resident registration certificates, family relationship certificates, and various business report materials, can be submitted via the non-face-to-face submission service.

Jung Chan-am, Head of Digital Finance Division at Gwangju Bank, said, “In line with the digitalization of finance, we have implemented the non-face-to-face submission service so that customers can submit documents without the hassle of visiting banks and public institutions.” He added, “We will do our best to provide the best service for customers’ financial lives, not only by electronically submitting documents but also by automating the loan process using the data from the submitted documents.”

This content was produced with the assistance of AI translation services.