"Never Miss a Benefit"... BankSalad Launches 'Card Performance Management' Service

On April 30, BankSalad announced the launch of its "Card Performance Management" service, which automatically tracks and manages the monthly spending records and tiered benefits of customers' credit and debit cards.

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The Card Performance Management service analyzes card data and spending patterns to provide users with personalized updates on their spending status and customized guides to ensure they do not miss out on card benefits. It aggregates and displays in real time whether the user has met last month's spending requirements for each card, their current month's progress, and their status across different benefit tiers based on spending amounts.

When a card issuer operates multiple benefit tiers, such as KRW 300,000, KRW 500,000, or KRW 700,000, the service tracks whether each tier has been achieved and tells users how much more they need to spend to reach the next benefit tier. If a user selects a specific card, the service also shows, for each transaction, whether it counts toward the card’s spending requirements. Users can also identify in advance which payments-such as telecommunications bills, taxes, and gift card purchases-are excluded from benefit calculations by each card issuer.

A BankSalad representative said, "In everyday life, it is difficult to keep track of spending and tiered benefits for multiple cards. The BankSalad Card Performance Management service helps ensure that customers do not miss out on valuable card benefits," adding, "We will continue to enhance the service so that more customers can manage their cards wisely through BankSalad."

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