by Kwon Jaehee
Published 20 Nov.2025 10:07(KST)
Hana Bank will suspend the issuance of new mortgage loans and jeonse (long-term rental deposit) loans not only through loan brokers but also at its branches. This move is seen as a measure to manage the total volume of household loans at the end of the year.
According to Hana Bank on November 20, starting from November 25, new applications for mortgage loans and jeonse loans to be executed within this year will be restricted.
Previously, on October 20, Hana Bank had already suspended new applications for household loans (to be executed this year) through broker channels. Beginning November 25, applications through branches will also be halted.
Additionally, from midnight on November 17, Hana Bank stopped requiring mortgage insurance (MCI/MCG) for new mortgage loans.
However, applications for mortgage loans to be executed this year are still available through non-face-to-face channels, and for loans scheduled to be executed next year, applications can be made at branches as well.
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