Hyundai Capital Launches Low-Interest and Interest-Free Installment Promotions for Major Models

by Moon Chaeseok

Published 13 Nov.2025 10:35(KST)

1.8% Interest Rate for 36-Month Installment Purchases of IONIQ 5, IONIQ 6, and KONA Electric

On November 13, Hyundai Capital announced that it is implementing financial promotions for major Hyundai Motor and Kia models, offering a variety of benefits such as low interest rates and interest-free installment plans.

Hyundai Capital is implementing financial promotions for major car models. Hyundai Capital

First, the company has significantly reduced the interest rate for its "Mobility Deferred Payment" installment plan, which lowers monthly payments by deferring a portion of the principal until maturity, to the 1% range for major Hyundai electric vehicle models.

Customers purchasing the IONIQ 5, IONIQ 6, or KONA Electric through Hyundai Capital's 36-month Mobility Deferred Payment installment plan will receive an interest rate of 1.8%. With this rate, the Hyundai IONIQ 5, which is priced at approximately 49.93 million won, can be used for 230,000 won per month over 36 months.

Kia K5, K8, and Niro models are available with interest-free installments for 36 months under the standard mobility installment plan, and with a low interest rate of 1.9% for 48-month installments.

For these models, a 1.9% interest rate applies to the 36-month Mobility Deferred Payment installment plan. Customers leasing or renting the Kia K5, K8, or EV6 can also take advantage of special promotional discounts that lower their monthly payments.

Special financial benefits are also being offered for vehicles used by small business owners and self-employed individuals. Customers can receive ultra-low interest rates of 1.8% for the Hyundai Porter Electric and 1.5% for the Kia Bongo (EV, LPG) when using the 36-month Mobility Deferred Payment installment plan.

A Hyundai Capital representative stated, "To mark the end of the year, we have strengthened our financial benefits so that customers can purchase or lease a variety of Hyundai Motor Group models more reasonably."