Hecto Financial Achieves Record High Q3 Separate Operating Profit of 5.1 Billion Won... "New Businesses in Full Swing"

Fintech company Hecto Financial has released its preliminary results for the third quarter, achieving both external growth and improved profitability.

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On November 6, Hecto Financial announced through a preliminary earnings disclosure that, on a consolidated basis for the third quarter of 2025, it recorded sales of 45.8 billion won and operating profit of 4.5 billion won. These figures represent increases of 16.0% and 9.1%, respectively, compared to the same period last year.

On a separate basis, Hecto Financial posted sales of 40.0 billion won and operating profit of 5.1 billion won, up 11.9% and 9.6%, respectively, from the same period last year. The operating profit of 5.1 billion won on a separate basis marks the highest quarterly performance since the company's founding.

Hecto Financial's strong performance was driven by the growth of its highly profitable easy cash payment service, as well as increased global sales through the expansion of overseas merchants. Revenue from the easy cash payment service grew by approximately 33% year-on-year, surpassing the 10 billion won mark for the first time in eight quarters. The company’s strategy of converting global clients using its foreign currency settlement service into customers of its proprietary easy cash payment service, "Nae Tongjang Payment," proved effective.

Through its "foreign currency settlement service," Hecto Financial continues to secure global merchants and strengthen its global revenue base. The company plans to further pursue its dual objectives of external growth and revenue stability by improving its profitability structure with new services such as Nae Tongjang Payment and prepaid agency services.

Hecto Financial is accelerating its efforts to target the global market, including the distribution of stablecoins, which are rapidly emerging as a next-generation payment method. In October, the company was selected as the only domestic payment service provider for the public testnet of Arc, the blockchain mainnet dedicated to stablecoins issued by global stablecoin issuer Circle. Leveraging its participation in Arc, Hecto Financial aims to connect its steadily growing cross-border settlement business with the Circle ecosystem.

Choi Jongwon, CEO of Hecto Financial, stated, "The third quarter was significant in that new services have become our main revenue drivers, securing a foundation for sustainable growth. Going forward, Hecto Financial will actively expand its global business, focusing on major overseas hubs, and will strive to become a fintech company that sets new standards for global payments and settlements."

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