Korea Housing Finance Corporation and K Bank Sign Agreement to Promote Policy Mortgages

by Jo Chunghyeon

Published 22 Sep.2025 10:55(KST)

Akkim-e Bogeumjari Loan Now Available at K Bank Starting September 22

Korea Housing Finance Corporation (President Kim Kyunghwan) announced that it signed a "Mutual Cooperation Financial Business Agreement for Policy Mortgage Promotion and Financial Service Innovation" with K Bank (CEO Choi Woohyung) on September 4, and that starting from September 22, K Bank will offer the "Akkim-e Bogeumjari Loan."

Through this agreement, the two institutions plan to strengthen their collaboration in order to promote policy mortgages and drive innovation in digital financial services. This includes the joint development of policy mortgage products and cooperation in financial service innovation and promotion.

The Akkim-e Bogeumjari Loan is a product that processes loan agreements and mortgage registration electronically, and its interest rate is 0.1 percentage points lower than the existing U-Bogeumjari Loan.

Following KB Kookmin Bank, IBK Industrial Bank, NongHyup Bank, Busan Bank, Shinhan Bank, Woori Bank, Hana Bank, KakaoBank, and iM Bank, K Bank has become the tenth institution to offer this product.

Customers who wish to use the Akkim-e Bogeumjari Loan through K Bank can apply via the Korea Housing Finance Corporation website or the "Smart Housing Finance" app.

Kim Kyunghwan, President of Korea Housing Finance Corporation, stated, "Customers who want long-term fixed-rate mortgage loans now have more financial institutions to choose from," adding, "We will continue to make efforts to ensure that real housing finance users can access financial services easily and conveniently."

Korea Housing Finance Corporation is signing a business agreement with K Bank to promote policy mortgages.