by Oh Kuemin
Published 14 Feb.2024 09:47(KST)
Hana Bank announced on the 14th that it will hold the ‘Youth Leap Account Boarding’ event to support young people’s mid- to long-term asset formation and independence.
For this event, simply applying for the ‘Youth Leap Account’ by the 16th will provide two Mega MGC Coffee coupons. Those who complete their subscription by the 15th of next month will be entered into a draw to receive overseas travel support funds of 1 million Hana Money (5 winners), emergency funds for youth of 100,000 Hana Money (50 winners), delivery coupons worth 50,000 won (100 winners), and more. Customers who subscribe to the regular (installment savings) ‘Youth Leap Account’ will additionally receive a hamburger set coupon (20,000 winners).
The Hana Bank Youth Leap Account is a policy product with a contract period of 5 years, allowing flexible monthly deposits of up to 700,000 won. It offers government contributions of up to 6% per month and interest benefits of up to 6.0% per annum (a fixed basic interest rate of 4.5% for the first 3 years, plus a preferential interest rate of up to 1.5% per annum). The preferential interest rate items include 0.6% per annum for salary transfer, 0.2% per annum for card payments, 0.1% per annum for lump-sum savings encouragement, 0.1% per annum for marketing consent, and 0.5% per annum for income plus.
Customers whose Youth Hope Savings are about to mature can apply for a lump-sum deposit into the Youth Leap Account. According to Hana Bank, this allows for interest benefits from early payment, government contributions, and tax exemptions, resulting in a maximum profit effect of 8.56 million won at maturity.
A Hana Bank official stated, “Along with the government’s efforts, we are actively promoting the Youth Leap Account to support young people’s independence and growth,” and added, “We will continue to do our best to practice win-win finance.”
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